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Car Finance Calculator

Calculate your monthly payments with our car finance calculator.

Use our car finance calculator to see how much your monthly payments could be. Choose between Personal Contract Purchase (PCP), Hire Purchase (HP), or Leasing options.

PCP Finance Calculator
Personal Contract Purchase - pay a deposit, monthly payments, and an optional final payment.
£5,000£100,000
£0£15,000
24 months60 months
5,000 miles30,000 miles
0%15%
Your PCP Finance Quote
Based on your selections, here's your estimated payment plan.
Monthly Payment
£0.00
48 monthly payments
Deposit
£3,000
Final Payment
£0.00
Total Amount Payable
£0.00
Total Cost of Credit
£-30000.00

About PCP Finance

Personal Contract Purchase (PCP) is a type of car finance where you pay an initial deposit followed by monthly payments over a term. At the end of the agreement, you have three options:

  • 1. Pay the final payment (balloon payment) to own the car
  • 2. Return the car with nothing more to pay (subject to mileage and condition)
  • 3. Part-exchange for a new car

Need help with car finance?

Our team of finance experts are here to help you find the best deal for your circumstances.

Car finance advisor